Homium Blog | Housing Affordability, Homeownership & Shared Appreciation

The Fed’s Immigration Paper Shows that Immigration (and Growth) is Good for Homeowners

A new Fed paper shows immigration didn’t cause the housing crisis,it exposed the deeper problem: growing communities create rising home values, but without better ownership tools, working families are left paying rent instead of sharing the upside.

Housing Doesn’t Have to Be Zero-Sum

Conventional wisdom can't imagine a better solution to housing affordability, but we can.

Maine and the SHARE Act Draw a Bright Line for HEIs

Maine just passed the first state law regulating HEIs, and federal law is coming.

Access vs. Affordability: Tools of Financial Dignity, Not Longer Mortgages

Homeownership shouldn’t require lifelong debt. Discover how Tools of Financial Dignity restore affordability, fairness, and lasting wealth.

The Right Way to Fund Homeownership

VP Harris's proposed $25,000 tax credit isn't enough to address rising home prices, mortgage rates, and racial wealth gaps. Community wealth funds and shared appreciation loans offer a sustainable, long-term solution for affordable homeownership.

Antony Bugg-Levine Joins Homium to Mobilize Philanthropic Resources in Solving America's Housing Affordability Crisis

Press release announcing Antony Bugg-Levine as Senior Strategic Advisor, from December 16, 2024.

After the Votes: Americans Keep Choosing Affordability

Americans will choose affordability over rhetoric every single time.

Homium Raises $10M Series A and Tokenizes First Home Equity Loans on Avalanche Blockchain

Press release detailing funding round and first loans in Colorado, from April 16, 2024.

Senate’s Housing Bill Needs to Enable Fair Shared Appreciation

With bipartisan momentum in the Senate, now is the time to scale fair shared appreciation loans as a solution to the housing affordability crisis. These zero-interest, no-payment second mortgages help families access homeownership without unsustainab

Capital Markets Impact Leader, Marcus Martin, Joins Homium as Chief Impact Officer to Scale Homeownership Access

Press release announcing Marcus Martin as Chief Impact Officer, from November 18, 2024.

Homium Announces Leadership Transition and Expanded Product Offering

Marcus Martin Promoted to CEO, Mike Chu to President as Homium Accelerates Mission to Make Homeownership More Affordable and Accessible

A 21st Century Model for Financing Homeownership

Shared equity investments like Homium are a way for institutional investors to partner side-by-side with working families and local governments to bolster homeownership and middle-class wealth creation while reducing housing inequity and displacement

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The Fed’s Immigration Paper Shows that Immigration (and Growth) is Good for Homeowners

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